When a person is in a car accident, they may suffer physical and related psychological injuries which may have a long-lasting impact on their lives. If the accident was caused by another party, the injured party may be entitled to compensation for their injuries. Every driver is required by law to have an insurance policy to cover for losses suffered in an accident.
Have you been in a car accident? Do you need help getting compensation from your insurance company or a third party involved in the accident? We can help you. Call 973-226-4141 to schedule a free consultation with one of our car accident attorneys in Maplewood.
New Jersey is a no-fault car insurance state. This means that a person who is injured in a car accident is entitled to compensation for their medical expenses from their own insurance company, without regard to who is at fault for the accident. The purpose of the no-fault system is to avoid delays that can arise when trying to establish fault for an accident, and to keep insurance premium costs down. The no-fault system keeps premiums down by allowing insured persons to buy smaller policies.
The trade-off with the no-fault system is a restriction on the rights of people who have non-permanent or non-serious injuries to sue for noneconomic losses like pain and suffering. No-fault insurance also eliminates litigation over claims for medical expenses that exceed an insured’s personal injury protection (PIP) limit.
Although no-fault insurance limits an injured-insured person from recovering for non-economic losses, there are certain situations under which they can get compensation. If the injury results in:
You may feel that you are locked in and out of options when your insurance company denies your claims from a car accident. But you don’t have to settle. You may be entitled to more than the insurance companies offer as compensation after a car accident. You may also be entitled to compensation from third parties involved in the car accident. An experienced car accident attorney will be able to assess your case and advise you on your entitlements, as well as provide the resources to investigate the case and gather strong evidence to pursue your claims.
New Jersey law provides for an arbitration process to resolve disputes as to insurance benefits when an injured person incurs reasonable and necessary medical expenses. Working with a car accident attorney who understands the laws and the bases for determining whether treatments and diagnostic tests are medically necessary will put you in a better position to prevail. Our Managing Partner, Joseph Doe, Esq., is trained in collaborative law, a process that allows disputing parties to negotiate a resolution among themselves rather than going to court. Having a skilled negotiator by your side will ensure that you get the best possible results in your case.
If you have suffered a serious injury from a car accident and you need a Maplewood car accident attorney who will fight to get you the compensation that you deserve for your injuries, call us at 973-226-4141 for a free consultation. Our experienced and compassionate attorneys are waiting to hear from you.